Not your fault? You pay nothing.
When the other driver caused it, their insurance pays — no deductible applies to you at all. We route the claim that way whenever the facts support it.
Insurance claims · handled for you
Been in an accident and dreading the insurance process? Bring us the claim number — we handle the adjuster, the approvals, and the paperwork while your car gets factory-spec repair.
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Deductible assistance
A deductible should never keep your car broken. Talk to us before you assume you can’t afford the repair — there’s almost always a path.
Talk it through · (651) 460-9996When the other driver caused it, their insurance pays — no deductible applies to you at all. We route the claim that way whenever the facts support it.
If it’s your own claim and money is tight, tell us. We set up payment plans on the deductible instead of letting it delay your repair.
Teardown-first estimates and supplement handling mean your insurance pays for the full repair — you never cover hidden damage out of pocket.
Honest help only — we’ll never inflate a claim to “bury” a deductible. That’s fraud, and shops that offer it are cutting corners on your car. How deductible help really works →
We open the claim, document the damage with photos, meet the adjuster at our shop, and file supplements when teardown finds more. You get updates, not paperwork.
Minnesota Statute 72A.201 forbids insurance companies from steering you: you have the legal right to choose your repair shop, and your policy covers reasonable repair costs wherever you go.
State Farm, Progressive, Allstate, GEICO, American Family, USAA, Farmers, Travelers, Auto-Owners, Kemper — and every other insurance company. Rental coordination included when your policy covers it.
Photographed in, photographed out, laser measurements on structural work — a paper trail your insurance accepts the first time.
Insurance made easy
We open your claim, meet the adjuster, and handle the approvals for you. And by Minnesota law, the choice of repair shop is always yours — no insurance company can send you somewhere else.
Live from Google
Pulled straight from our Google profile as they come in — names, dates, and customers’ own photos included.
Good to know
Straight answers before you commit to anything — and a human on the phone when you want one.
No. Minnesota law (Minn. Stat. § 72A.201) makes steering illegal — insurance companies must tell you that you can choose any shop and that your policy covers reasonable repair costs there. Their “preferred” list is a suggestion, never a requirement.
Your claim number (or just your policy info — we can help you open the claim), photos if the car isn’t drivable, and your keys. We take it from there, including the adjuster appointment.
That happens often — initial insurance estimates are written from photos. We perform a teardown, document any hidden damage, and file a supplement directly with your insurance company. You don’t pay the difference for covered damage.
Get started
Three photos from the parking lot are enough to start: one full corner of the vehicle, one close-up of the damage, one wide shot. A written estimate comes back within 24 hours — or book a time to bring the car in, or have us call you.
Photo estimates cover what a camera can see. If teardown reveals hidden damage, we document it with photos and clear it with you (and your insurance) before any extra work.
Been in an accident?
Mon–Sat · 9 AM–11 PM · Sundays by appointment · 8080 W 125th St, Unit G, Savage