Insurance, handled

Know your rights before you file

Your insurance can suggest a shop — Minnesota law says the choice is yours. Here’s exactly how a claim works with us, and the advisory every insurance company is required to read to you.

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Insurance adjuster documenting vehicle damage on a tablet
Claims handled start to finish

Insurance made easy

We work with all
insurance companies.

We open your claim, meet the adjuster, and handle the approvals for you. And by Minnesota law, the choice of repair shop is always yours — no insurance company can send you somewhere else.

  • State Farm
  • Progressive
  • Allstate
  • GEICO
  • American Family
  • USAA
  • Farmers
  • Travelers
  • Auto-Owners
  • Kemper
  • + every other insurance provider

How it works

From claim to keys

One estimator owns your repair from the first call to final inspection — you always know who to ask and what happens next.

  1. Free estimate

    Call, stop by, or send photos of the damage. You get a transparent written estimate — no obligation, no hidden line items.

  2. Insurance handled

    We open the claim, meet the adjuster, and coordinate approvals directly with your insurance. In Minnesota, the choice of shop is always yours.

  3. Repair & refinish

    Structural work is measured to factory spec, then panels are prepped, color-matched, and finished in the booth.

  4. Inspection & delivery

    Every repair passes a final quality inspection before you get the keys — backed by our lifetime paint warranty.

Claim guides by insurance company

How the claim works with your insurance

We are an independent shop and are not affiliated with, endorsed by, or a preferred shop for any insurance company. These guides explain the claims process — your policy terms always govern.

After an accident

Questions we answer every day

Most people have never needed a body shop before. Ask us anything — these come up the most.

Can my insurance company make me use their shop?

No. Minnesota law gives you the right to choose your own repair facility. Your insurance can suggest a shop, but the decision is always yours — and we work with every major insurance company.

What should I do right after an accident?

Make sure everyone is safe, exchange insurance details, and call us at (651) 460-9996. If the vehicle isn’t drivable we’ll arrange a tow. We handle the inspection, the claim, and the adjuster from there.

Do you offer a warranty on repairs?

Yes — a lifetime warranty on all paint and refinish work, plus a parts-and-installation warranty on every replacement. Ask for the written terms with your estimate.

Will I get a rental car during the repair?

If your policy includes rental coverage, we coordinate directly with rental partners so you’re driving while we work. We’ll confirm your coverage when we open the claim.

Will a claim raise my insurance rates?

Comprehensive claims — hail, vandalism, animal strikes — generally don’t raise premiums. Collision rates depend on fault. We’re happy to talk it through before you file.

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Been in an accident?

We’ll take it
from here.

Mon–Sat · 9 AM–11 PM · Sundays by appointment · 8080 W 125th St, Unit G, Savage