Not your fault? You pay nothing.
When the other driver caused it, their insurance pays — no deductible applies to you at all. We route the claim that way whenever the facts support it.
Hail & storm damage · Savage, MN
A hailstorm fills every shop in the metro within days. Hail is a comprehensive claim — no fault, and in most policies no premium penalty — and we handle the whole thing: the claim, the repair, and the paperwork.
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Deductible assistance
A deductible should never keep your car broken. Talk to us before you assume you can’t afford the repair — there’s almost always a path.
Talk it through · (651) 460-9996When the other driver caused it, their insurance pays — no deductible applies to you at all. We route the claim that way whenever the facts support it.
If it’s your own claim and money is tight, tell us. We set up payment plans on the deductible instead of letting it delay your repair.
Teardown-first estimates and supplement handling mean your insurance pays for the full repair — you never cover hidden damage out of pocket.
Honest help only — we’ll never inflate a claim to “bury” a deductible. That’s fraud, and shops that offer it are cutting corners on your car. How deductible help really works →
Hail falls under comprehensive coverage — it’s nobody’s fault, and in most policies a hail claim carries no premium penalty. We help you confirm what your policy says.
Wherever possible, dents are worked out with your factory finish intact. Panels are only refinished or replaced when the damage truly calls for it.
After a big storm, insurance companies route hail claims through catastrophe teams. We work with them directly, so your claim doesn’t stall in the queue.
Post-storm queues fill within days. The earlier your car is in line, the sooner it’s done — send photos the week of the storm.
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Good to know
Straight answers before you commit to anything — and a human on the phone when you want one.
Hail is a comprehensive claim — no one is at fault, and most policies don’t apply a premium penalty for it. Your agent can confirm how your specific policy treats comprehensive claims.
Waiting usually costs you. Post-storm repair queues fill fast, open damage can complicate a future claim on the same panels, and some insurance companies set time limits on storm claims.
We separate them honestly on the estimate. The hail claim covers the storm damage; the older ding gets its own price, and you decide whether to fix it while the car is here.
Get started
Three photos from the parking lot are enough to start: one full corner of the vehicle, one close-up of the damage, one wide shot. A written estimate comes back within 24 hours — or book a time to bring the car in, or have us call you.
Photo estimates cover what a camera can see. If teardown reveals hidden damage, we document it with photos and clear it with you (and your insurance) before any extra work.
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Mon–Sat · 9 AM–11 PM · Sundays by appointment · 8080 W 125th St, Unit G, Savage